Business Immigration (Insurance) Service
Analyzing your current situation in terms of health insurance cover for your visa, residence permit, settlement permit to fulfil all legal requirements; short term (incoming insurances) or long term (substitutive comprehensive health insurance).
Health insurance for Foreign nationals in Germany In Germany exists a compulsory insurance in the health and nursing care. Everybody who has or applies for a residence permit in Germany has to be insured in a public- or a private health insurance. These two kinds of health insurance are exactly the same way as the residence permit applied for an indefinite period. If, for example, there is a compulsory insurance because of a contract of employment, the person has to be insured with a public health insurance. Except the case that the income is more than 59.400 € before tax and social security. In this case there is the right to be insured in the comprehensive private health insurance from the beginning.
The foreign health insurance is a temporary insurance cover and not suitable to replace the statutory health insurance (public or comprehensive private). By law a maximum contract term of max. 60 months (taking into account similar contracts with other insurers) is allowed for this type of protection. The insurance coverage of such incoming tariffs often corresponds to the coverage of the statutory health insurance, but the insurance does not equal. If the residence permit while staying in Germany is changing, the insurance cover needs to be adjusted.
Pension Plan insurance for foreign nationals in Germany: If you apply for a self-employed or freelancer visa and you passed the age of 45 you have to proof that you get a life assurance which ensures you to get from the age 67 for the next 12 years every month at least 1.188,92 € or the contract assets will be at least 175.068 € in the age of 67. Other fortune with an equal value would also be accepted.
Corporate-/ Private Insurance Management
Identification of Insurance needs to fulfil all legal requirements as company or private person.
We devise and implement comprehensive risk and insurance solutions for companies of all industries and sectors. We help to develop an insurance strategy for your operational risk fields, from business interruption to accident insurance. Whether your company needs assistance or you are seeking advice and support for your personal insurance requirements, our aim is always to devise an individual risk transfer strategy with bespoke insurance solutions to meet your specific needs and desires. To achieve this objective, we use the entire range of products and services on the insurance market with expertise and creativity.
Analyzing your business to serve you appropriate insurance solutions for Liability, legal expanse, Real estate, Content, business interruption, Transport, M&A etc. For international projects we have also credit insurances, fidelity insurance and deposit/ surety insurance in our portfolio.
Risk Management and Consultancy
Risk identification to avoid and transfer as special part of a holistic business consulting.
Risk management is an essential part of every successful business strategy, regardless of economic sector, industry and company size. Risk management is an instrument for creating added value.
Having a holistic overview of a company, allows for comprehensive risk analysis and risk assessment as well as the identification of potential cost optimisation aspects and an improved planning ability. As a long-term partner, we support companies with comprehensive, systematic risk management concepts in accordance with their specific company risk philosophy.
Corporate and branch analysis for network/ get together with interesting other persons or companies.
- introduction to other business immigrants, exchange of experiences - introduction to suitable tax consultants, lawyers, it-specialists etc. - introduction to potential clients
Just ask for your needs. With a grown huge network we should have the possibility to fulfil every actual requirement of a partnership etc.
Helpful hints for relocation topics and complementary services.
If you need support in additional themes like - visa process - company registration - housing - drivers license - application for child benefit - child yard/ school - car rent/ car leasing/ car buying
Just ask and we will get things done with our partners.